Your business runs your life.
Let's change that.
As a business owner, your work and your wealth are deeply intertwined.
Revenue may be up, but tax, cash flow, and personal goals all pull in different directions. The result? You're running hard, but without a clear financial game plan.
-
Your personal and business finances feel tangled together.
-
Tax bills hit harder than expected, year after year.
-
You reinvest in the business, but your personal future feels uncertain.
Simplify the complexity. Align your business and personal wealth.
At Rise Above Finance, we help business owners cut through the noise with a clear plan that ties your work and wealth together. Through our signature Rise Above Process, we act as your financial family doctor — diagnosing challenges, prescribing solutions, and guiding you through every stage of growth.
Key Topics We Cover
Every client starts with our signature intake process — a financial health check-up. Together, we cover all the areas that matter most to business owners, weaving them into one cohesive plan that brings clarity and margin across your whole life:
Cash Flow & Compensation
Structure salary/dividends, manage retained earnings, and design tax-efficient compensation.
Tax Planning
Reduce taxes with capital dividend withdrawals, income-splitting, and smart corporate/personal strategies.
Corporate Structure Review
Optimize operating/holding company setups, shareholder agreements, and investments to reduce risk and protect wealth.
Insurance Review
Business & Personal Integration
Investment Management
Integrate business and personal risk plans: key person, buy-sell strategies, corporate-owned policies.
Align family goals with business capital flows so your company supports your life — not the other way around.
Partner with world-class Portfolio Managers to build investments that balance liquidity with business growth.
Estate & Succession Planning
Plan for your exit, legacy transition, and tax-efficient transfer of wealth to heirs or causes.
Group Benefits Implementation
Create competitive benefits package to attract talent, retain staff, and take care of families.
Philanthropy & Giving
Maximize impact with tax-smart generosity through donor-advised funds, or corporate donations.
Why It Matters
Your business is more than revenue — it's a calling and a legacy. With the right strategy, you gain margin to make wise decisions, build wealth with purpose, care for your loved ones, and create impact that lasts.
01
See The Whole Picture
Unify your business and personal finances into one clear map.
03
Grow Confidently
Build a personal wealth plan that evolves with your business.
02
Keep More
Use tax-smart strategies that reduce surprises and protect earnings.
04
Plan For Legacy
Steward your success to provide for your family, your team and your community.
